Affiliate Disclosure

Last updated September 5, 2026

We’re direct with readers, and that includes how we make money.

Some links on Modern Money Guru point to products or services from third parties. These are affiliate links. If you click one and make a purchase, we may earn a commission from the merchant — at no extra cost to you.

How we decide what to include

  • We only link to products and services we believe are genuinely useful to readers.
  • Commissions never change the price you pay.
  • A higher commission does not move a product higher in our articles — we don’t rank or recommend based on who pays the most.
  • We take no payment for positive coverage. Every article states its honest opinion.

Why we disclose

It’s the law (the FTC requires it in the US), it’s good practice, and it builds trust. If you have a question about a specific link, just get in touch.

Not every link is an affiliate link. Links to free resources, official documentation, and sources cited in articles are (unless noted) just plain links we think you’ll find useful.

The short version

We may earn a small commission when you buy through links on this site, at no extra cost to you, and it never changes what we write or recommend. If that ever stops being true, we’ll tell you.