Tool

Savings-rate estimator

How much you keep is the biggest lever on your money. See your savings rate and what it means for how fast you could build a stash that covers your spending. No sign-up, runs entirely in your browser.

Your numbers

Your money snapshot

20%

Living expenses (monthly)
$0
Stash needed to cover them (25×)
$0
Years to that stash
—

"Stash" uses the 4% rule: you'd need about 25× your annual spending invested (in a low-cost index fund, usually). The years assume the return above, compounded monthly, on what you save. Real investing bounces around; this is a planner's rough number, not a promise.