Terms of Service

Last updated September 5, 2026

These Terms of Service (“Terms”) govern your use of Modern Money Guru, a website and blog at www.modernmoneyguru.com (“we”, “us”, “the Site”). By using the Site, you agree to these Terms.

1. The Site is educational content

The Site publishes articles, guides, and a quiz about personal finance. Everything on it is provided for general information and education only. Nothing on the Site is:

  • financial, investment, tax, or legal advice;
  • a recommendation to buy or sell any security;
  • an offer or solicitation of any financial product.

Personal finance decisions depend on your individual situation. Before making a financial decision, do your own research and, where appropriate, consult a qualified professional (a fiduciary financial advisor, accountant, or attorney).

2. No guarantee

While we work hard to keep content accurate and up to date, we make no warranties, express or implied, about its accuracy, completeness, or fitness for any purpose. Markets, tax rules, and products change; always verify time-sensitive information.

3. Affiliate disclosures

Some links on the Site are affiliate links. If you buy a product after clicking one, we may earn a commission at no extra cost to you. See our Affiliate Disclosure for details.

4. Your use of the Site

You agree not to:

  • scrape, spam, or attempt to interfere with the Site’s operation;
  • claim our content as your own or republish it commercially without permission;
  • use the Site for any unlawful purpose.

You may share and link to our articles freely; we encourage it. For commercial republication or large-scale reproduction, ask first (contact below).

5. Limitation of liability

To the maximum extent permitted by law, Modern Money Guru and its authors are not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Site or reliance on its content. In short: you’re responsible for your own financial decisions.

6. Intellectual property

All text, images, and other content on the Site are the property of Modern Money Guru unless otherwise noted, and are protected by applicable copyright laws.

The Site links to third-party websites. Those sites are not under our control and we are not responsible for their content or practices, but reporting broken or unsafe links is always welcome.

8. Changes

We may update these Terms from time to time. Changes take effect when posted; material changes will be announced prominently. Continued use of the Site after changes means you accept the updated Terms.

9. Governing law

These Terms are governed by the laws of the State of California, United States, without regard to conflict-of-law rules. Any disputes will be subject to the jurisdiction of the courts of California.

10. Contact

Questions about these Terms? Email hello@modernmoneyguru.com.